Clients willing to purchase
a house in the Borhanci Residential Park may either be cash buyers or beneficiaries
of mortgage credits offered by banks.
In the case of cash buyers, clients are requested to make a down payment
amounting to 30% of the contract sum. The balance is to be paid in instalments,
until the completion and handing over of the building.
Clients who are not cash buyers can apply for a mortgage credit from
a local bank. CasaRom offers its clients introductions to many Romanian
banks, that currently offer mortgage credits or construction loans. These
included Alfa Bank, HVB, BRD and BCR. The conditions for take a credit vary
from one bank to another in terms of down payments, maximum amounts, pledges
and interest rates charged.